Full Coverage Car Insurance Explained
What is Full Coverage Car Insurance
Let’s talk about something that is very important and that’s dealing with an insurance company: it is Full Coverage car insurance, let’s find out what it is, how to use it and when you should / should not purchase one.
First let’s define what a total car insurance (full coverage) is, because there can be some discrepancy on that.
If you are in an auto accident and your car is broken, the insurance company may come to you and say:
“Hey, you know what: it does cost more for us to fix this car than the car is actually worth. Even though we know the date of the car is still drivable, we pay you the value of that vehicle and then you can do whatever you want with the money”
So the important thing here is his: the year of your car may only be six or seven years old and then except to you to fix it.
One of the things that I often see is that one of the problems is that people will take the money and then not get their car fixed, which can cause future problems.
So when you’re dealing with the insurance company always know that regardless of how you think you’ve got your car fixed already, and how much you think the value of the car is if the damages beyond what the insurance company believes the value the car is.
I wish you have a specific car policy that states the value of your car, for there’s really not much you can do about it just know that at that point they’re going to pay you with the blue book value or what their value is, according to them.
Then you come up with whatever that’s going to be.
That’s what it is and that’s for you getting gag and really is a bonus highly recommend you get your car fixed.
Too many people like I said pocket the money, and they say: “hey the car is drivable”
The reality is that it’s a bigger liability you risk for you when you’ve your car crashed but working, and you just take the money and get it fixed and then move on.
That’s the car insurance that should deal with that! Remember for next time, and don’t get fooled by car insurance owners trying to trick you!